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Using Insurance for Chiropractic Care: What You Need to Know

At Stand Up Chiropractic, your trusted San Diego chiropractor, we believe everyone should have access to quality care that supports a healthier, pain-free life. One of the most common questions we get is: “Does my insurance cover chiropractic?” The good news is - often, it does! Let’s break down how insurance for chiropractic care works and what you need to know to make the most of your benefits.

Does Insurance Cover Chiropractic Care?

Most major insurance plans do offer chiropractic benefits, including:

  • PPO and HMO health plans

  • Medicare

  • Auto accident / personal injury protection (PIP)

Coverage usually applies to medically necessary services provided by a licensed chiropractor in San Diego (or your area), like spinal adjustments for back pain, neck pain, headaches, or injury recovery

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What’s Typically Covered?

While plans vary, many policies cover:

  • Initial chiropractic exam & consultation

  • Spinal adjustments / manipulations

  • Medically necessary therapies (e.g., electric stimulation, ultrasound)

These services are often part of the insurance benefits for chiropractic care designed to help patients recover from injury or manage chronic pain.

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What’s Not Always Covered?

Depending on your insurance plan, the following services may not be included:

  • Maintenance or wellness adjustments (care not tied to a specific condition)

  • Massage therapy (unless prescribed and billed under certain codes)

  • Supplements, supports, or orthotics

We’ll always explain your chiropractic insurance coverage clearly so you know what to expect.

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How to Use Your Chiropractic Benefits

1️.  Bring your insurance card to your first visit.

2️. We’ll verify your benefits and explain your specific chiropractic insurance coverage before you begin care.

3️. You’re only responsible for co-pays, deductibles, or non-covered services. 

At Stand Up Chiropractic, your local San Diego chiropractor, we work hard to minimize surprises — we’ll always be upfront about costs so you can focus on healing.

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No Insurance? No Problem

Many patients choose affordable cash plans or packages that give flexibility and savings, especially for wellness chiropractic care that insurance may not cover.

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Final Tip

Insurance can be confusing — don’t stress! We’re happy to check your insurance for chiropractic care, explain your options, and help you choose a care plan that works for your health and your budget.

Ready to feel better?

📞 Call Stand Up Chiropractic at (619) 500-7787 or book online today to experience chiropractic care in San Diego that puts your health first!

 

 

 

 

Ryan Berg